Free Yourself From Bad Credit & Gain Financial literacy

About Us

Why Us?


A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Having bad credit can prevent you from getting a job, car insurance and more. Having bad credit can cause you to waste much money due to paying high interest rates. Repairing your credit is you fixing mistakes from your past. Are you not worth it? We are A+ rated with the BBB and have been in business since 2004 and we are debt free. It's safe to say that we practice what we preach. We have successfully deleted over 1 million negative items from our clients reports!  

Once you enroll into our Protection Plan Membership your credit report is pulled and your dispute letters are prepared with all negative items from all 3 credit bureaus. Once you enroll into our PPM you receive credit restoration which is our flagship product plus 10 other services which include; a Will, Trust, Power of Attorney, Net-worth Tracker,  Identity Monitoring and much more.

Get Started

Referral Program


Are you looking to make additional income? Do you enjoy helping people? Click the button below to become a partner. When you enroll as a partner you get your credit repaired, you receive life insurance after 4 months of being an active agent and you'll be under great leadership snd mentoring. 

Become A Partner

An All Inclusive Financial Membership!

The Protection Plan Membership explained in depth! You have access to your customer portal which features all services, 24/7! Watch the video to learn more!

Income Opportunity

Do you enjoy helping people? Are you currently making the income you desire? We have been around since 2004 and have removed over 1 million negative items. Would you enjoy referring business and making extra income? As a referral partner you get your credit repaired, receive life insurance after the 4 month trial period all while making additional income! 

Financial freedom is possible and it's been happening within our company. There is so much out there for you. Watch the video and then reach out to me so we can get you on the road towards helping the masses and becoming financially free.

Credit Builder


Not only do we help you remove negative items, we also offer you services to help you rebuild your credit. We offer a secured card as well as the ability to report your rent to your credit. Please click the link below to apply for our secured card. 

Secured Card

How Your Credit Score is Calculated


This is how your credit score is Calculated

1.  35% - Payment History. You want to make sure that you are making your payments on time. 30, 60, 90 and 120 late payments effect your credit score

2. 30% - Is amount owed. If you have a credit card limit of $1000, you don't want your balance to go over 30% or $300. Keep your credit utilization below 30%

3. 15% - Length of history, how long you have had your account open for. Older accounts that is in good standing will benefit your score greatly.

4. Types of credit; you want to have a credit mix of installment, revolving and mortgage accounts. Installment accounts is student loans, car loans, bank loans. Revolving accounts is credit cards

5. New Credit

Build Your Credit With Rent


Homeowners are at an advantage because they can add their rent to their credit. What is your biggest monthly bill if you aren't a homeowner? RENT! 

We can add your rental history to your credit and back date up to 2 years. Please click the link below to enroll into our rental reporting program!

Add Your Rent


Contact Us

Premier Credit Coach

Los Angeles, California, United States


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